Let us lift the fog and help you see tomorrow clearly.

A thoughtfully designed financial plan isn’t just a roadmap—it’s the key to unlocking a future filled with confidence, opportunity, and fulfillment. When every detail is meticulously addressed, you are able to gain clarity and control, helping empower you to make decisions that open doors and reduce financial stress. Our team leverages their extensive experience to transform your ideas into actionable strategies, helping your vision become a reality you can depend on.

Our strategic partnerships with Attorneys, CPAs and industry professionals bring cutting-edge insights and rigorous analysis directly to you, helping to enhance every aspect of your financial plan. This alliance of deep expertise means your retirement can benefit from the highest caliber of strategy and execution, tailored specifically to help you achieve your unique goals.

Our process is about aligning your sights on achievable goals.

Effective planning is never a one-time event. Our process represents the details we put behind our commitment to your unique vision. Here’s what you can expect when you work with us.

A5 Financial does not provide legal advice and cannot draft legal documents. We work with experienced CPA’s, tax planners and estate planning attorneys who develop the legal documents that express a client’s estate planning intentions. We are pleased to work with a client’s current estate planning attorney, CPA®, and other advisers.

It’s an honor to hear your story.

Here’s more of ours. 

After years of navigating traditional institutions, our founders, John Carruthers and Neil Fenning, realized their clients deserve more than premade, frozen strategies. They envisioned a firm where every plan is as carefully handled as the highest grade of Wagyu steak, A5—a symbol of excellence and precision. At A5 Financial, our mission is simple: empower you with a tailored, well-designed financial strategy that helps ease your worries and gives you confidence to focus on what truly matters.

Don’t settle for mediocre—you deserve the A5 team.

Since 2004, John has built a storied career in the financial services industry, mastering the art of providing simplified strategies over complex financial plans. His expertise transforms intricate details into clear, actionable strategies that help empower clients to confidently shape their financial futures. Outside the office, John is a devoted family man who cherishes the vibrant chaos of a large family and a passionate culinary enthusiast—creating memorable moments both at the dinner table and in the financial plan he crafts for you.

With over eight years of specialized experience, Neil finds that he excels at turning employer benefits and stock plans into comprehensive financial strategies. His commitment to streamlining complexity helps ensure that your plan is both robust and adaptable. A true son of the Northwest, Neil’s love for the outdoors—from winter skiing to summer hikes in the Cascades—mirrors his approach to life and finance: always balanced, efficient, and guided by a sense of stewardship.

Beginning his journey in 2007 at Wells Fargo, Paul’s passion for helping individuals navigate their financial journeys led him to embrace comprehensive planning. As a Financial Advisor with A5 Financial, he brings a unique blend of client-first philosophy and innovative strategy to help enhance every aspect of our service. When not refining financial plans, Paul is an avid fly fisherman and dedicated environmental steward, committed to preserving the natural beauty that inspires his work.

Your goals come first—reach out anytime.

We get it, new questions come up all the time. So, send us a message whenever it works best for you. We’ll get back to you and help chart your course toward a fulfilling future.